Yield Protection (YP) and Actual Production History (APH) are multiple-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters.
For most crops that includes drought, excess moisture, cold and frost, wind, flood, and unavoidable damage from insects and disease. These products guarantee a yield based on an individual producer’s actual production history. If the production to count is less than the yield guarantee, an indemnity is paid.
Benefits of Yield Protection (YP) and Actual Production History (APH)
- Protection against production loss
- Based on a producer’s own production history
- Provides coverage levels of 50% to 85% of the APH in 5% increments
- Provides coverage on basic and optional units. Enterprise and whole farm unit coverage is available in some areas
- Offers a competitive premium
How Does Yield Protection (YP) and Actual Production History (APH) Work?
- Establishes a guarantee of bushels per acre
- YP Projected Price is determined by futures contracts, and APH price is established by the FCIC
- Pays an indemnity if the production to count falls below the yield guarantee
As a crop insurance policyholder, you are responsible for regularly submitting information about your operation to your crop insurance specialist. Please see our Policy Steps page for more information regarding these responsibilities.
