The crop is in the ground. The margins are tight…and FCS has access to the most competitive rates in the industry! Crop hail insurance can fill the gap between your MPCI policy guarantee and any losses.
Even if the frequency of hail in your area is low, you should ask your FCS Crop Insurance Specialist about how crop hail insurance can provide additional protection through endorsements such as:
- Field fire and/or barn fire protection
- Wind protection
- Fire department service charge coverage
- Transit and stored grain coverage
- Replanting coverage
- Vandalism protection
Crop hail is especially important to those with group policies, such as GRIP, which leaves you exposed to spot losses from hail. Crop hail insurance provides several benefits including:
- Additional coverage over and above your federal crop insurance plan
- Protection for the full value of the crops
- Acre by acre coverage provides protection from isolated damages
- You pick the crop, acreage and guarantee level
- Quick coverage attachment – you can have coverage as quick as 2 hours in some areas!
All crop hail policies differ by state and crop, as do endorsements available. As a crop insurance policyholder, you are responsible for regularly submitting information about your operation to your crop insurance specialist. Please see our Policy Steps page for more information regarding these responsibilities.
As a crop insurance policyholder, you are responsible for regularly submitting information about your operation to your crop insurance specialist. Please see our Policy Steps page for more information regarding these responsibilities.
